• Reshaping Banking


Integrated Services

Integrated Services

Unified integration to Core Banking systems, credit reference bureaus, MNO, Mobile Money operators, Utility companies, Identity management and insurance institutions.

Consumer Engagement

Consumer Engagement

Agency Banking - engage with your customers via Agent networks and self service channels including SMS, USSD, native Apps and Web,

Process Improvement

Process Improvement

Improve your existing processes with realtime reconsiliation enabling your institution to reduce cost, reduce cash suppression and increase your consumer base and throughput.


Monitor agents daily activities

Real-time transaction monitoring from field activities Allowing supervisors, manager, agent network coordinators etc make quick informed decisions.

mFinance runs on all mobile platforms

Your agents can use any mobile to transact on your behalf

Accurate insights and intelligence on

Enabling you to design and deliver products that are relevant as such drive customer engagement and loyalty.


Comprehensive banking services at your finger tips


Deliver all your in-branch services out of your branches via field agents and third party agents.

Agency & Field Banking 

  • Customer Onboarding
  • Deposit/Savings
  • Withrawals
  • Loan Origination
  • Loan Repayments
  • Money Transfers
  • Mobile Money Services


Real time user engagement offering seamless in branch
banking services via mobile phone. Offer value added
services – Bill Payment , AirTime Mobile Money.
Let your customers engage with your services
via their mobile phones. Fonemessenger enables your
customers to perform a range of service.



 Mitigate risk with realtime credit check,

receive or submit credit information.

Enforce compliance through KYC using

identity verification via a government bureau.

Run biometric verification for added security.


Mobile wallet and mobile payment are made easy
with Redeem. Enable your customers to link their
phone number to their account and start enjoying
mobile money services.